Life insurance protects your family financially, but what if it could also give them legal clarity, without costing you a penny more?

Now it can. With Ethos, eligible life insurance policies include complimentary estate planning tools (a $898 value) at no extra cost. That means you are not just leaving behind money, you are leaving behind a plan.

Why This Matters

When life changes, such as marriage, buying a home, or having kids, it is time to protect more than just your income. Estate planning helps ensure your wishes are followed, your assets are protected, and your loved ones are not left with confusion or legal messes during an already difficult time.

What’s Included with Ethos Estate Planning Tools

These are not just documents. They are peace of mind. Here is what you can create in just a few clicks:

• Legal Will: Decide how your assets will be distributed, who will care for dependents, and who will manage your affairs.
• Power of Attorney: Give a trusted person the ability to make financial decisions on your behalf if you become incapacitated.
• Living Trust: Distribute money over time and allocate funds for specific needs such as education, housing, or care.
• Medical Consent: Provide clear instructions for your dependent’s care in the event of a medical emergency.
• Healthcare Directive: State your medical wishes if you are ever unable to speak or make decisions due to illness or injury.

How it Works

It is fast, secure, and can be done in under 30 minutes.

• Apply for a qualifying life insurance policy through Ethos.
• Once approved, log in to your Ethos dashboard.
• Access your estate planning tools and follow the simple, guided steps to create and download your legal documents.

Who Should Use Estate Planning Tools?

Estate planning is not just for the wealthy. It is for the prepared. Here is who benefits most:

• Parents: Secure guardianship and ensure your kids are cared for.
• Homeowners: Decide who will take over the mortgage or property responsibilities.
• Student Loan Holders: Protect loved ones from leftover financial obligations.
• Partners and Newlyweds: Especially important for unmarried couples who may not be protected by default inheritance laws.

Life Insurance Provides Protection. Estate Planning Provides Direction.

With both, you are offering your family complete peace of mind. You are not just leaving behind money. You are leaving behind a plan.

Final Thoughts

Do not wait until it is too late to get your affairs in order. With Ethos, you can secure your life insurance and complete your estate plan in one step without an attorney and without added cost.

Protect your loved ones today. Apply for coverage and gain access to your free estate planning dashboard.