Life insurance is an important first step. But true protection also means making sure your loved ones know what to do, who decides, and how things are handled if something unexpected happens.

With an approved Ethos life insurance policy, you will receive access to complimentary estate planning tools, such as a Legal Will, Living Trust, Power of Attorney, Medical Consent, and Healthcare Directive, designed to help bring clarity, structure, and peace of mind to your family.

👉 Get a free instant quote or schedule your free 15-minute coverage review to see what options are available to you.

During a loss or medical emergency, families often struggle not just financially, but emotionally and logistically.

Without clear instructions, loved ones may face:

• Confusion about medical decisions

• Delays accessing accounts or assets

• Uncertainty about the home or mortgage

• Stressful disagreements during an already difficult time

Life insurance provides financial support. Estate planning helps ensure your wishes are clearly documented before they are needed.

Together, they help reduce stress, delays, and uncertainty for the people you care about most.

If you are approved for an Ethos policy, you will receive access to a guided estate planning platform that includes the following tools:

Legal Will

Documents how assets may be distributed, names guardians for minor children, and assigns responsibilities, so decisions are not left to chance.

Living Trust

Provides structure and control over how assets are managed and distributed, helping avoid unnecessary delays and confusion.

Power of Attorney

Authorizes someone you trust to manage financial matters if you are unable to do so.

Healthcare Directive

Outlines your medical wishes if you are unable make them due to illness or incapacity.

Medical Consent for Dependents

Helps ensure children or dependents receive appropriate medical care if you are temporarily unavailable.

Availability varies by state. Estate planning tools are provided by Ethos and do not constitute legal advice or replace working with an attorney.

This type of protection is especially helpful if you are:

• A homeowner who wants to protect both the house and the plan behind it

• A parent who needs guardianship and medical wishes clearly documented

• A married or partnered couple planning for unexpected events

• Someone who wants a simple, guided process instead of complicated legal steps

You do not need a large estate to benefit from estate planning. You just need people you care about.

Mortgage Protection Insurance is designed to pay off your mortgagre or help cover mortgage payments if something happens to you.

When combined with estate planning tools, your family benefits from:

• Financial protection to help keep the home

• Clear legal instructions for decision-making and asset handling

• Reduced stress during emotionally difficult moments

This approach helps turn life insurance into a complete protection plan, not just a policy.

1. Free 15-minute Coverage Review

We review what you want to protect: your home, family, income, and future goals.

2. Explore Coverage Options

We look at life insurance solutions designed to fit your needs and budget.

3. Access Estate Planning Tools (If Eligible)

If available with your coverage, you will receive guided access to create and manage your estate planning documents.

There is no pressure and no obligation, just clear information so you can make an informed decision.

Is estate planning only for wealthy families?

No. Estate planning is about clarity and decision-making, not income level. It helps everyday families avoid confusion and stress.

Does this replace working with an attorney?

No. The estate planning tools are not a law firm and do not provide legal advice. They offer guided document preparation.

Is this available in every state?

Availability depends on state regulations and policy eligibility.

Is there an extra cost?

In many cases, access to estate planning tools is included with eligible coverage at no additional cost.

Life insurance helps financially. Estate planning helps legally. Together, they help protect your family when it matters most.

You do not need to have everything figured out. A short conversation can help you understand what protection and tools may be available, so you can decide what makes sense for your family.

👉 Schedule your free 15-minute coverage review today.